14431 Mira Vista Lane, Lockeford, CA 95237

Your rate just dropped 2%. Welcome to The Bluffs. The sellers of 14431 Mira Vista Lane are offering a 2-1 interest rate buydown which means you can own this stunning 2017 single-story home on over half an acre of tiered land in Lockeford’s most coveted Bluffs, but without the payment shock. Here’s what that means: for the first year, your interest rate is 2% lower than the market rate. In year two, it drops to 1% below market. After that, you’re at the standard rate. That’s hundreds saved every month while you settle into one of Lockeford’s most coveted neighborhoods. Lower payments now. Equity building from day one. The home itself is a retreat. Hardwood floors, plantation shutters, cherry cabinetry, and white quartz throughout. The chef’s kitchen anchors the space with a large island, stone backsplash, crystal pendants, and stainless steel. Separated living and family rooms give you flexibility. French doors open to an arched covered patio, prewired for TV, your outdoor sanctuary. The primary suite is its own oasis. His-and-hers walk-ins. Spa bath with soaking tub and 3-head rain shower. The tiered backyard is a blank canvas. Add a pool, expansive deck, fire pit, and make it your dream outdoor living space. The standout feature: a brand-new RV gate with the option of dual-side RV/boat parking, stamped concrete drive, and side-facing 2-car garage. Room for every toy. Smart extras matter. Two tankless water heaters keep utility bills low. Leased solar adds savings. Exterior cameras give you peace of mind. Move-in ready. Refined. Private. But the real win? That 2-1 buydown. It’s how smart buyers beat the rate game and lock in a home they love without overextending. This property. This opportunity. This moment.